Terms of Service

1. Acceptance of Terms

By accessing or using DRIP Calculator ("the Website"), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use this Website.

2. Educational Purpose Only

This Website provides educational tools and information about dividend reinvestment and investment calculations. The content on this Website:

• Is for informational and educational purposes only
• Does not constitute financial, investment, tax, or legal advice
• Should not be relied upon as the sole basis for making investment decisions
• Does not create any advisor-client relationship

3. Use of Calculators and Tools

The calculators and tools provided on this Website:

• Provide estimates based on the inputs you provide
• Are hypothetical in nature and do not guarantee future results
• May not account for all factors affecting investment performance
• Should be verified independently before making financial decisions

4. No Warranties

This Website and all content, tools, and services are provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, reliability, or completeness.

5. Limitation of Liability

To the fullest extent permitted by law, DRIP Calculator and its owners, operators, contributors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Website, any errors or omissions in the content, investment decisions made based on information from this Website, or any other matter relating to the Website.

6. Investment Risks

You acknowledge and understand that:

• All investments involve risk, including the potential loss of principal
• Past performance does not guarantee future results
• You should consult with qualified financial, tax, and legal professionals before making investment decisions
• You are solely responsible for your investment decisions and their outcomes

7. Privacy

Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference.

8. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this Website. Your continued use of the Website after any changes constitutes acceptance of the modified terms.