Investment Goal Calculator

Calculate how much you need to invest monthly to reach your financial goals. Plan your path to financial freedom with dividend reinvestment.

Your Financial Goal

$1,000,000
$10,000
20 years
10%
3%
15%

Your Investment Plan

Monthly Investment Needed
$1,220/month
Target Amount
$1,000,000
Timeframe
20 years

Investment Breakdown

Initial Investment$10,000
Monthly Contributions$292,891
Total Investment Required$302,891
Investment Growth$697,109
Expected Return10.00%

Goal Progress

Your Contributions
30.3%
Investment Growth
69.7%

📋 Your Action Plan:

  • • Start with an initial investment of $10,000
  • • Invest $1,220 every month
  • • Stay consistent for 20 years
  • • Reinvest dividends to maximize compounding
  • • Review and adjust annually as needed

How the Goal Calculator Works

The Goal Calculator uses reverse financial planning to determine how much you need to invest regularly to reach your target amount. Unlike traditional calculators that show what you'll have, this tool tells you what you need to do to achieve your specific goal.

The calculator factors in your initial investment, expected returns, dividend reinvestment, and taxes to create a realistic monthly investment plan. It uses compound interest formulas to account for the exponential growth of reinvested dividends over time.

Remember that past performance doesn't guarantee future results. Use conservative return estimates and review your plan regularly. Adjust your monthly contributions as your financial situation changes, and stay disciplined with your investment schedule for the best results.

Ready to See Your Growth Potential?

Try our standard DRIP calculator to see how your investments can grow over time.

Try DRIP Calculator